How to Answer Difficult Questions About Money


When someone sits down in my office, most of the time they have come to see me because they are struggling with incredibly urgent financial needs that seem to be fighting against them.

Does that sound familiar?  

Is it possible to live in such a way that these needs no longer consume us? How can we learn to answer the difficult questions about money and have peace in our lives?  

It starts by changing seats on the train. 

The Key to Dealing With Difficult Money Questions

Many of us tend to live reactively. All our attention and effort are fixed on the financial matter burning down in front of us. 

But life is better if we can learn to work from the top down, not from the bottom up.

Trying to answer difficult money questions from the back of the train can be very confusing because those questions were designed to be pulled from the front of the train—that is, from something more important. 

Kingdom Economy

Money is a spiritual power because it exaggerates what is inside us. Therefore, we need spiritual wisdom and understanding in order to handle money well. That is the top-down view: pulling from the engine instead of pushing from the caboose.

In one of my favorite books of the Bible, Paul and his spiritual son Timothy wrote a profound prayer that gives insight into why we handle money at all. How is money a good thing, not an evil thing, when it is our servant and we are its master?

Colossians 1:9–10 reveals how we can approach every financial matter that could possibly present itself in our lives:

For this reason also, since the day we heard of it, we have not ceased to pray for you and to ask that you may be filled with the knowledge of His will in all spiritual wisdom and understanding, so that you will walk in a manner worthy of the Lord, to please Him in all respects, bearing fruit in every good work and increasing in the knowledge of God.

In all financial matters, we can walk in a manner worthy of the Lord, pleasing Him in all respects and bearing fruit in every good work. We need to remove limitations from our thinking because the prayer says every good work, not just a few possibilities. And the entire time, we are increasing in the knowledge of God.

Money isn’t a separate thing from the Lord; it is what we use to transact the economics of His heavenly kingdom here on earth. You and I are agents of that kingdom.

Anytime a dollar (or whatever currency you work in) lands in your hand, the kingdom economy is in operation. Instead of working from the back of the train, where you’re focused on tactics and strategies, you get to operate according to Colossians 1:9–10, so your financial decisions arise from a place of deep meaning, identity, and purpose.

A Prayer for Wisdom in Finances

The Word of God is living and active. I believe Paul and Timothy’s prayer from Colossians still hovers in the atmosphere, waiting for us to hear it, agree with it, and pull it down into our lives.  

With that in mind, take time today to make their prayer your own: 

Father, I ask that You would take this prayer from Colossians and wrap it around me like a mantle. Please fill me with the knowledge of Your will in all spiritual wisdom and understanding. May I walk in a manner worthy of You and please You in all respects, so I can bear fruit in every good work I apply myself to. May I increase in Your knowledge—the very knowledge of God. I pray these things in Jesus’ name. Amen.


Lauren Stinton